PATRICK J. O'MALLEY, MAl

EDUCATION

M.B.A. in Finance, Accounting & Taxation, 1975 - University of Arizona, Tucson, Arizona

University of Arizona College of Law - Completed the first year of law school (1971-72)

B.A. in Political Science, 1969
Claremont Men's College, Claremont, California

City College of San Francisco, San Francisco, CA
Completed 18 units in Real Estate including Residential Appraisal and Commercial Appraisal (1979-80)

APPRAISAL INSTITUTE
Member, Appraisal Institute, Certificate No. 10,756

AMERICAN SOCIETY OF APPRAISERS Advanced Business Valuation Seminar

LICENSE

Certified General Real Estate Appraiser, State of California No. AG002523 Expiration 03/23/06

EXPERIENCE

I have been actively employed as a Real Estate Appraiser since November of 1980. I am currently president of firm Detailed Analysis, Inc. located in Foster City, California.

APPRAISAL

Some of the types of properties I have appraised are outlined below:

ASSIGNMENTS

Agricultural: Farm land, ranches, orchards and buildings.

Commercial: Vacant land, retail and office buildings, RV parks, marinas, shopping centers, motels, mobile home parks, automobile dealerships, convalescent hospitals, and major hotels and resorts.

Industrial: Vacant land, large and small warehouses, mini storage, light manufacturing plants, mining operations, and major industrial complexes.

Residential: Single family homes, small residential income properties, apartment buildings, residential hotels, condominiums, congregate care facilities, luxury residences, vacant land, housing projects involving low income housing tax credits, and major subdivisions.

Other: I have also appraised leasehold interests, special purpose properties, golf courses, wind farms, casualty losses, speculation real estate, submerged lands, business interests and patents.
 

EXPERT WITNESS

U.S. Federal Bankruptcy 
Superior Court, State of California

GEOGRAPHICAL EXPERIENCE

Appraisals have been performed in San Francisco, San Mateo, Santa
Clara, Santa Cruz, Monterey, Contra Costa, Alameda, Marin, Sacramento, Solano, Fresno, King, Napa, Sonoma, Riverside, Los Angeles, San Diego, San Joaquin, El Dorado, Placer, Mendocino, San Luis Obispo, Stanislaus, Lake, Fresno, Sierra, Del Norte, Yuba, Tehama, Shasta, Merced, Madera and Humboldt Counties of California. Also, Oahu, Hawaii, El Paso, Texas and Vail, Colorado.

OTHER

Instructor in Real Property Appraisal
Anthony Schools, Foster City
Golden Gate University, Los Altos, CA

PARTIAL CLIENT LISTING

Peninsula Bank of Commerce
Borel Bank
Heritage Bank
Tamalpais Bank
Liberty Bank
and others

SPEAKING ENGAGEMENTS

SOCIEDAD DE INGENIERIA DE T ASACION DE VENEZUELA
Guest lecturer in Hotel Valuation, October 1996 - Delivered in Spanish

OTHER

United States of America 
Private Pilot, Certificate No. 2023533 issued 12/17/2004

ANTHONY B. PACE, MAI
REAL ESTATE APPRAISER/CONSULTANT
2331 BUENA VISTA, BELMONT, CA 94002-1525
PHONE: 1-800-669-6831 ~ FAX: 1-415-591-1370

EDUCATION

University of California, Berkeley, CA, BS, Business Administration - 1949

EXPERIENCE

Real Estate Appraiser / Real Estate Consultant - 1983
Asset Acquisition/Disposal Management - 1965
General Services Administration, Region 9-CA, NV, AZ ,Hl: - 1970-1983
(CO, WY, SD, UT & Guam): - 1982-1983
Director, Real Property Disposal
General Services Administration, Region 9-CA, NV, AZ, Hl: - 1960-1970 
Regional Appraiser
Bank of America, CA- 1955-1960
District Appraiser
General Real Estate Broker, San Francisco, CA - 1950-1955
Real Estate Broker

PROFESSIONAL AFFILIATION AND ACTIVITIES

Member (MAT), The Appraisal Institute (AI) - Certificate #3018           1960 
State of Hawaii Certified General Appraiser - REA #208                      1991
State of California Certified General Appraiser - REA #AG005350        1992

Appraisal Institute Activities
Instructor, AI Courses I, lA, lB, II, IV, and VI - 1962-1982
Professional Recognition Award, - 1980
Governing Counselor, -  1975-1978
President, Northern California Chapter 11, - 1974

PROPERTIES APPRAISED

Vacant land, including residential, commercial, Industrial, and desert lands. Improved properties, including luxury residential, office buildings, retail and commercial, apartments, motel and hotel, industrial and warehouse, special purpose properties including churches, wind farms, submerged lands, leased fees and leasehold interests, parking facilities, congregate/skilled nursing, winery, golf courses. Professional territory is the 11 Western States, including Hawaii.

CONTINUING EDUCATION

The Appraisal Institute conducts a program of continuing education for its designated members. A. B. Pace, MAl, has completed the requirements of the continuing education program of the Appraisal Institute.
 

ANTHONY B. PACE, MAl
Real Estate Appraiser/Consultant

A. B. Pace, MAl specializes in Asset Management and provides valuation and valuation-related services to a broad-based national and international clientele.

Services include consulting with corporate officials dealing with identifying excess real estate, redeployment of assets, acquisition and disposal of plant and facilities, determination of highest and best use, economic feasibility, and appraisals for the sale, lease, or purchase of investment grade real property.

A. B. Pace offers a broad background of appraisal, disposal and acquisition experience involving difficult and complex real property. The political, economic and social factors relating to the disposal and acquisition of real property require substantial knowledge and experience with Federal, State, and local public bodies as well as the expectation of the buyers and sellers. A. B. Pace acquired this knowledge and experience with almost forty years of real property appraisal, acquisition and disposal activity in the eleven western states, Hawaii, and Guam. Mr. Pace has appraisal experience with various warehouse complexes, hospitals, reservoirs and water pipelines, electrical transmission lines, large apartment and housing complexes, office buildings, industrial plants and equipment, golf courses, wind farms, wineries, hotels, strip retail properties, tax assessments, leaseholds/leased fees and the arbitration of real property valuations.

Acquisition appraisal experience include site selection and appraisals of major office and postal facilities in Los Angeles, Phoenix, Reno, Sacramento, San Diego, Las Vegas, Portland, Seattle, Anchorage, Idaho Falls, Salt Lake City, Honolulu, Fresno, Tucson, Denver, EI Paso, among other metropolitan areas in the Western United States.

The services offered by A. B. Pace include pre-acquisition analysis, divestitures, asset cost allocation, analysis / preparation of Request for Proposals, real property valuations, property tax reviews and adjustments, asset reuse and development.

ISABEL A. O'MALLEY
Real Estate Appraiser

EDUCATION

UNIVERSITY OF ARIZONA, Tucson, Arizona Business Administration.

COLLEGE OF SAN MATEO, San Mateo, Ca.
REAL ESTATE COURSES: R.E. Economics, R.E. Appraisal, RE. Practice, R.E. Economics, R.E. Evaluations and Legal Aspects.

APPRAISAL INSTITUTE
R.E. seminars towards the license renewal as follows:
USPAP update, Residential update and Housing, Fair Lending, Federal and State Laws and Regulations, Cultural Differences and Real Estate Values.

ANTHONY SCHOOLS
Attended five courses towards the license renewal
Ownership, Encumbrances, Land and Subdivisions, Transfers, Contracts and Valuation.

LICENSE

State of California, Certified Residential Appraiser, AR 007969 Exp 4/7/04

EXPERIENCE

DETAILED ANALYSIS, INC.
Appraised single family residences, condominiums, PUD, small residential income properties, lots, warehouses in San Francisco, San Mateo, Santa Clara, and part of .Alameda Counties. 1984-Present.

BANK OF AMERICA
Trained by the International Division in the following departments: Collections, Investigations, Letter of Credit, Loan Department, Personnel and Foreign Exchange Trading. 1975-1982.

ADELA INTERNATIONAL, Luxembourgh.
Reviewed loan documentation and prepared monthly Financial Statements to be presented to Zurich, Colombia, Venezuela and Panama. 1970-1972.

CLIENTS

The following is a partial client list:

Borel Bank, San Mateo, Bruce Farrell, Tel. 378-3700
Peninsula Bank of Commerce, Mark Dorion, Tel. 697-4333
California Preferred Equities, Frank Dutton, Tel. 583-8414
First Franklin Financial, San Jose
American Savings, Irvine, Ca Tel. (714) 252-3801
PNC Mortgage, Irvine, Ca Tel. (714) 553-3400
Sunbelt, Danville Tel. (510) 838-6300
Coast Federal Bank, Bill McBride, Tel. (310) 425-8416